Ontario Bans Notice of Security Interests (NOSIs) on Consumer Goods

by cactus | Nov 11, 2025 | Real Estate

As of June 2024, Ontario homeowners gained stronger protection against predatory liens and misleading financing registrations. This was achieved through the enactment of the Homeowner Protection Act, 2024, the province amended the Personal Property Security Act (PPSA)...

Selling Ontario Property as a Non-Resident: What You Need to Know (Especially Without a Clearance Certificate)

by cactus | Aug 7, 2025 | Real Estate

In Ontario when a non-resident sells real estate there are important tax and legal obligations that both the seller and buyer (and their legal advisors) need to adhere to. One of the most critical parts of this process is Section 116 of the Income Tax Act, which...

Closing Day Mistakes to Avoid – A Comprehensive Checklist

by cactus | Jul 29, 2025 | Real Estate

Closing day is one of the most critical moments in any real estate transaction. After weeks or even months of negotiation, preparation, and paperwork, everything culminates in this single day. A successful closing depends on thorough preparation by all parties...

Understanding Ontario’s Inheritance Laws: Why a Will Matters More Than You Think

by cactus | Jul 18, 2025 | Wills & Estates

When someone passes away in Ontario without a will, the distribution of their estate is governed by the Succession Law Reform Act (SLRA). While this law is designed to ensure a fair distribution of assets based on presumed family relationships, it often fails to...

Power of Sale in Ontario: What Homeowners and Lenders Need to Know

by cactus | Jul 10, 2025 | Articles, Civil Litigation, Finance, Real Estate, Service, Wills & Estates

In Ontario, the power of sale is a widely used legal avenue that allows lenders to sell a mortgaged property when a borrower defaults—without having to go through the justice system. This out-of-court process is ruled primarily by the Mortgages Act and provides a...